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Introduction

This blog is based on my personal experience in p2p (peer to peer) lending platforms. I will post my portfolio on monthly basis. You ca...

Monday, 1 November 2021

Portfolio Summary - October 2021

Here is Portfolio Summary - October 2021


 

P2P Platforms

Money Invested (Amount Added)

Portfolio Value

Delayed Payment

Bad Loans

Bad Loan Interest

Profit

profit (%)

XIRR (%)

Lenden Club

25000

50647.8

848

11934.95

1348.74

11516.11

46.06

13.39

i2i Funding

38830

53812.21

1,500.00

0

0

13482.21

34.72

9.79

 


My referrals can be used while sign up on these platforms. 

Lenden Club - Use this referral code: LDC75822 to sign up. https://lendenclublender.page.link/Ez7Y5hB86D2LnsJu7 

Monday, 30 November 2020

Portfolio Summary - November 2020

Here is Portfolio Summary - November 2020


P2P Platforms

Money Invested (Amount Added)

Portfolio Value

Delayed Payment

Bad Loans

Bad Loan Interest

Profit

profit (%)

XIRR (%)

Lenden Club

25000

41053.47

848

2339.83

158.67

12706.97

50.83

19.47

i2i Funding

38830

48145.04

1,424.32

0

0

7890.72

20.32


Saturday, 31 October 2020

Portfolio Summary - October 2020

Here is Portfolio Summary - September 2020


P2P Platforms

Money Invested (Amount Added)

Portfolio Value

Delayed Payment

Bad Loans

Bad Loan Interest

Profit

profit (%)

XIRR (%)

Lenden Club

25000

39750.9

848

2339.83

158.67

11404.4

45.62

20.22

i2i Funding

33830

42442.67

776.63

0

0

7836.04

23.16


Note:

  • Still there are many loans are under moratorium.

My referrals can be used while sign up on these platforms for discounts. 
Lenden Club - Use this referral code: LDC75822 to sign up. https://lendenclublender.page.link/Ez7Y5hB86D2LnsJu7 


Wednesday, 30 September 2020

Portfolio Summary - September 2020

 

Here is Portfolio Summary - September 2020


P2P Platforms

Money Invested (Amount Added)

Portfolio Value

Delayed Payment

Bad Loans

Bad Loan Interest

Profit

profit (%)

XIRR (%)

Lenden Club

25000

39235.24

1000

2339.83

158.67

10736.74

42.95

22.43

i2i Funding

25330

32334.25

1,048.55

0

0

5955.7

23.51



My referrals can be used while sign up on these platforms for discounts. 
Lenden Club - Use this referral code: LDC75822 to sign up. https://lendenclublender.page.link/Ez7Y5hB86D2LnsJu7 

Monday, 31 August 2020

Portfolio Summary - August 2020

 

Here is Portfolio Summary - August 2020


P2P Platforms

Money Invested (Amount Added)

Portfolio Value

Delayed Payment

Bad Loans

Bad Loan Interest

Profit

profit (%)

XIRR (%)

Lenden Club

25000

38351.04

496.08

2339.83

158.67

10356.46

41.43

22.55

i2i Funding

25330

31459.32

2,925*

0

0

3204.24

12.65


* Expected repayment for the month has changed as only interest is being charged during moratorium period.


My referrals can be used while sign up on these platforms for discounts. 
Lenden Club - Use this referral code: LDC75822 to sign up. https://lendenclublender.page.link/Ez7Y5hB86D2LnsJu7 

Thursday, 30 July 2020

Portfolio Summary - July 2020


P2P Platforms

Money Invested

Portfolio Value

Delayed Payment

Bad Loans

Bad Loan Interest

Profit

profit (%)

XIRR (%)

Lenden Club

25000

37439.85

500

2839.83

158.67

8941.35

35.77

22.37

i2i Funding

24330

30607.75

3,108*

0

0

3169.75

13.03


Expected repayment for the month has changed as only interest is being charged during moratorium period.


Note:
  • I was calculating wrongly for i2i Funding. Corrected from this month onward.
  • Number of loans listing in these platforms are very less these months due to COVID-19 situation. 




My referrals can be used while sign up on these platforms for discounts. 
Lenden Club - Use this referral code: LDC75822 to sign up. https://lendenclublender.page.link/Ez7Y5hB86D2LnsJu7 

Sunday, 31 May 2020

Portfolio Summary - May 2020

Here is portfolio summary of month of May 2020.


P2P Platforms

Money Invested

Portfolio Value

Delayed Payment

Bad Loans

Bad Loan Interest

Profit

profit (%)

XIRR (%)

Lenden Club

18000

28616.8

1000

1339.83

101.52

8175.45

45.42

24.48

i2i Funding

42900

48161.02

2318.52

0

0

2942.5

6.86


Note:
  • There are so many borrowers have opted for loan moratorium. Which is causing delay in repayments. Hope these does not go in defaulter category.
  • i2i Funding is getting very less borrowers due to lock down (I guess). Money is idea in Escrow account. Hoping to get more borrowers soon. So I can increase my investments.