Introduction

This blog is based on my personal experience in p2p (peer to peer) lending platforms. I will post my portfolio on monthly basis.

You can use my referrals while sign up on these platforms for discounts. 

Lenden Club - Use this referral code: LDC75822 to sign up. https://lendenclublender.page.link/Ez7Y5hB86D2LnsJu7 

I2I Funding - https://www.i2ifunding.com/referral/8vdA5X/invest

Portfolio Summary - March 2020

Here is March month's summary of portfolios. 

Portfolio Summary:

P2P Platforms	Money Invested	Portfolio Value	Delayed Payment	Bad Loans	Bad Loan Interest	Profit	profit (%)	XIRR (%)
LenDen Club	18000	28120.99	1099.96	1339.83	101.52	7579.68	42.11	24.49
i2i Funding	39100	43500.86	1219.69	0	0	3181.17	8.14

Updates:

• LenDen Club has came up with new design of App and Website. New design is good and easy to navigate, specially "My Investments". Lenden has filtered with categories i.e. "To be Disbursed", Regular, Closed, Prepaid, Delayed 1/2/3, Default, Written off. 
• LenDen Club has stared displaying XIRR and XIRR report as well. We no need to calculate explicitly. 
• LenDen Club has changed referral program. You can check their website to get more detailed information.
• i2i has started new risk category partnered with third party to make it safe investment. 
• As per my 6 months of experience on i2i Funding, I normally prefer to invest into group loans and loans with Guarantor. It makes safe investments for me.