Featured post

Introduction

This blog is based on my personal experience in p2p (peer to peer) lending platforms. I will post my portfolio on monthly basis. You ca...

Sunday, 31 May 2020

Portfolio Summary - May 2020

Here is portfolio summary of month of May 2020.


P2P Platforms

Money Invested

Portfolio Value

Delayed Payment

Bad Loans

Bad Loan Interest

Profit

profit (%)

XIRR (%)

Lenden Club

18000

28616.8

1000

1339.83

101.52

8175.45

45.42

24.48

i2i Funding

42900

48161.02

2318.52

0

0

2942.5

6.86


Note:
  • There are so many borrowers have opted for loan moratorium. Which is causing delay in repayments. Hope these does not go in defaulter category.
  • i2i Funding is getting very less borrowers due to lock down (I guess). Money is idea in Escrow account. Hoping to get more borrowers soon. So I can increase my investments.

Friday, 8 May 2020

Portfolio Summary - April 2020

Here is portfolio summary for April month. This time I forgot to add portfolio summary for April month.

P2P Platforms
Money Invested
Portfolio Value
Delayed Payment
Bad Loans
Bad Loan Interest
Profit
profit (%)
XIRR (%)
Lenden Club
18000
28410.68
1000
1339.83
101.52
7969.33
44.27
24.87
i2i Funding
41900 
47026.8
1813.65
0
0
3313.15
7.91


Updates:

  • Last 2 months its difficult to see profiles to invest due to COVID-19 situation. 
  • Many borrowers have opted for loan moratorium. So repayments are affected. Same may continue for another 2-3 months.